work, career, superannuation, tax Glen James work, career, superannuation, tax Glen James

Excess annual leave: cash out or use it now?

I recently received a great question from a listener who’s sitting on a mountain of annual leave—around 32 weeks’ worth! It’s a situation some of you might find yourselves in after years in the workforce, so I’m going to dive into the benefits, risks, and some options for using or cashing out your leave as retirement approaches.

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Why healthy money habits matter more than income 💸

You may not know this about me, but I used to be a financial adviser—and let me tell you, I saw it all! One thing that always surprised me was how often high-income earners struggled with debt and saving. Let's talk about why healthy money habits matter more than how much you earn.

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Downsizing - is it time? 🏠

It can be difficult saying goodbye to what has been a warm, welcoming and safe home (aren’t we so lucky to enjoy this in Australia?) – but sometimes the practicalities of life change and we take a chance to reimagine what our home could look like. To help you determine if it’s time to downsize, here are 5 important questions to answer for your own situation.

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Aged care and what to prepare: embracing and adapting to getting older

Whether you are the one nearing older age, or you’re a family member supporting someone who is, it can be such a challenge to even accept that as we get older, we will age, and usually that involves seeking out various forms of aged care assistance. Here are the areas to prepare for.

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How to avoid financial scams online: protecting your money in an online world

Across Australia scams are becoming more common and scammers are getting smarter with how they catch you out, a lot of it thanks to technological changes. So, here are some practical tips to help protect you and your money.

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When can you retire? The age pension and super in retirement 101

Before you hand in that resignation letter and bid farewell to the daily grind, there's a crucial question to answer: how will you fund your post-retirement lifestyle? Here’s everything you need to know about superannuation and the age pension in Australia.

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The 6 important areas of a holistic retirement plan: how to Retire Right

Retirement planning isn’t just about having enough money. It’s about all aspects of your life that you need to think through. Here are the 6 areas involved in a holistic retirement plan.

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