The best kept super secret: super splitting
Super splitting is a powerful way to balance super balances between partners, but not many people know about it! Let’s talk through how it works and when it might be appropriate for you and your partner.
How the $3m super tax works and when it may impact you (Division 296)
No doubt you’ve heard about the $3million super tax, let’s unpack it.
WRAP accounts 101
There’s been some chatter in the Facebook group about WRAP accounts, so I sat down with Vince Scully to unpack them: what they are, who they’re for, and whether they’re worth the extra cost.
What happens to your super when you pass away?
Let’s chat about what happens with your superannuation when you pass away.
Financial advice fees: are they worth it?
I want to talk about something that comes up a lot in the Retire Right Facebook group — the cost of financial advice.
Retiring early and making $500k last
A couple in their fifties are pulling the pin on work mid-year and reckon they’ll walk away with $500k after selling an investment property. They’ll need that cash to live on until they can touch their super, about 7 to 9 years away. So, the big question is: how do they make that money last until they can access their superannuation?
Let's talk about credit cards *duh duh duh*
I’ve seen some chatter in the Facebook group recently about credit cards. I have 2 thoughts I want to share, let’s chat about it.
Trump’s trade war impacting my shares & super 😰
I’ve been seeing a few nervous posts in the community lately: people worried about their super and investments, wondering if they should pull their money out and sit in cash ‘just until things settle down.’ Let’s chat.
Living in your child’s investment property 🤔
A question was asked in the Facebook group recently about the pros and cons of moving into an investment property bought by your kids - let’s talk about it!
Capital gains tax isn’t the enemy 🤑
I’ve noticed a lot of chatter in the Facebook group lately about the so-called big bad wolf—Capital Gains Tax (CGT)—especially when it comes to investment properties. Let’s set the record straight: CGT isn’t the enemy.
The worst financial advice you’ll hear 🤑
I have zero doubt that someone has given you some truly terrible money advice. I asked our community what are the worst pieces of advice they’ve been given and shared my candid thoughts.
Being tax effective with superannuation accounts 🧐
A member of our community recently raised an important question about superannuation management for those approaching or in retirement, specifically concerning the benefits of keeping an accumulation fund open. Let’s talk about it!
Excess annual leave: cash out or use it now?
I recently received a great question from a listener who’s sitting on a mountain of annual leave—around 32 weeks’ worth! It’s a situation some of you might find yourselves in after years in the workforce, so I’m going to dive into the benefits, risks, and some options for using or cashing out your leave as retirement approaches.
How to celebrate Christmas without going broke
Well the cost of living has been ever-present this year, and now we come to an even more expensive time of year—Christmas! Some of you might be ready and raring to go, others may be starting to sweat a bit 🥵 let’s take some time to get prepared.
Receiving an inheritance later in life
If you receive an inheritance, you might feel a mix of emotions—excitement, confusion, maybe even some stress. That’s totally normal, and taking it step-by-step can help you make the most of this gift. Here’s some guidance to keep in mind.
Making big career changes closer to retirement
We asked our community whether anyone has made a major career change in the last 10-15 years of their working life and the proof was there—many people have. But it’s come after some significant thought and processing. Here are the steps I recommend if you’re considering a career change.
Helping your kids with + without money
I’ve had many conversations with podcast listeners over the years with parents who want to help their kids get ahead financially. It makes sense! But what is the best way to do this? I’m going to share a few tips from my latest podcast on how to support your kids without sacrificing your own financial security.
Frugal hacks for smart savers 💰
I’m going to be honest, I’m not the frugal hacks type. But I know that in our community there are many people who love a good frugal hack! So of course I asked everyone to share their top frugal tips and here they are.
How to prepare for retirement when you're 3-6 months away
As retirement closes in, especially in those last 3-6 months, you might feel a mixture of excitement and perhaps a little anxiety. To help you steer away from working life and start taking a turn towards your lifestyle years here are the things you need to focus your time on.
What to do with life insurances as you age
Let’s talk about when it might be time to reduce, cancel, or keep life insurance as you approach retirement.