Receiving an inheritance later in life
If you receive an inheritance, you might feel a mix of emotions—excitement, confusion, maybe even some stress. That’s totally normal, and taking it step-by-step can help you make the most of this gift. Here’s some guidance to keep in mind.
Making big career changes closer to retirement
We asked our community whether anyone has made a major career change in the last 10-15 years of their working life and the proof was there—many people have. But it’s come after some significant thought and processing. Here are the steps I recommend if you’re considering a career change.
Helping your kids with + without money
I’ve had many conversations with podcast listeners over the years with parents who want to help their kids get ahead financially. It makes sense! But what is the best way to do this? I’m going to share a few tips from my latest podcast on how to support your kids without sacrificing your own financial security.
Frugal hacks for smart savers 💰
I’m going to be honest, I’m not the frugal hacks type. But I know that in our community there are many people who love a good frugal hack! So of course I asked everyone to share their top frugal tips and here they are.
How to prepare for retirement when you're 3-6 months away
As retirement closes in, especially in those last 3-6 months, you might feel a mixture of excitement and perhaps a little anxiety. To help you steer away from working life and start taking a turn towards your lifestyle years here are the things you need to focus your time on.
What to do with life insurances as you age
Let’s talk about when it might be time to reduce, cancel, or keep life insurance as you approach retirement.
Why healthy money habits matter more than income 💸
You may not know this about me, but I used to be a financial adviser—and let me tell you, I saw it all! One thing that always surprised me was how often high-income earners struggled with debt and saving. Let's talk about why healthy money habits matter more than how much you earn.
How to stop feeling guilty about spending money in retirement
Only 24% of our community are enjoying spending their hard-earned retirement savings! I want to turn this around. Whether you’re already in retirement or will be there in a few years here are 3 mindset shifts that I hope will let you spend with ease.
3 ways to love your life now and into retirement
How can we make the most of our time right now, no matter our age? What does ‘simple’ look like? Here are 3 simple ways to start living a more fulfilling life today, without breaking the bank.
Helping your kids buy a home: what you need to know about being a parental guarantor 🏠
With property prices the way they are there are more and more younger Australians turning to the bank of mum and dad, often asking them to be a parental guarantor. But as a parent it can feel overwhelming or uncertain as to how guarantees work and how it will affect your finances. Will there be risk involved? Can you afford to do it?
Reshaping your money mindset
Here’s a question for you: did your family discuss money when you were growing up? Was money seen in a positive or negative light? The way money was perceived in your early years shapes what’s known as your ‘money mindset.’ Let's unpack this concept.
How to choose a financial adviser
If you have a number of goals you’d like to achieve, and seeking the support of a qualified third-party would help you, then you’d gain value from a financial adviser. There’s a lot of misunderstanding out there about what a financial adviser does, when you need to see one and how much it costs. Let’s bring some clarity!
How to prevent boredom in retirement
Imagine this: you've spent decades working all day, every day, and then suddenly, you stop. It's retirement. You no longer need to go to work. So, what do you do? Sit around staring at a wall all day? Here are some ideas to get your started.
What to do when your spouse dies
No one wants to think about the day their partner dies—it’s a sad and terrifying thought. When you’re in the deep end of working through your grief the last thing you have headspace for are the practical things you need to work through. So to give you a hand here are the key financial and estate tasks to consider.
Seeking better returns in superannuation: should I move my superannuation to a different fund?
Which is the best industry super fund to be in? Or are they pretty much all the same when it comes to returns? The short answer is yes and no (I will explain 😉).
Private health insurance in retirement: keep it or give it the flick?
Martina asks: what are people doing regarding their private health insurance? Both our children are coming off our policy and I only recently found out we are not covered for knee replacement surgery on our policy. Glen: Thanks for the question. Let’s talk about this.
Downsizing - is it time? 🏠
It can be difficult saying goodbye to what has been a warm, welcoming and safe home (aren’t we so lucky to enjoy this in Australia?) – but sometimes the practicalities of life change and we take a chance to reimagine what our home could look like. To help you determine if it’s time to downsize, here are 5 important questions to answer for your own situation.
What if there is another GFC?
Renato asks: In early 2008 the ASX was roaring around 6800, it never really recovered till 2013. A lot of retirees had to keep working, how do we know, that history will not repeat itself? I love this question - let’s talk about it.
Choosing the right superannuation fund for you | are super funds all the same?
Which is the best industry super fund to be in? Or are they pretty much all the same when it comes to returns? The short answer is yes and no (I will explain 😉). Read this article to learn more about why.
Aged care and what to prepare: embracing and adapting to getting older
Whether you are the one nearing older age, or you’re a family member supporting someone who is, it can be such a challenge to even accept that as we get older, we will age, and usually that involves seeking out various forms of aged care assistance. Here are the areas to prepare for.